ATRAM, SAFC spearhead historical move with pioneering multi-million CDV transaction in PH

(L-R: SAFC Chief Financial Officer JC Zaide, SAFC Chief Operating Officer Jerwayne Corsino, ATR Asset Management, Inc. Managing Director Ronald Benjamin Roa, and SAFC Chief Credit and Collections Officer Leo Manabat)

SAFC, one of the leading and fastest-growing non-bank financial institutions in the Philippines, continues to push the boundaries of innovation. Recently, SAFC achieved a significant breakthrough by finalizing a groundbreaking multi-million agreement with ATRAM Unitized Corporate Debt Vehicle, Inc. This historic collaboration marks the beginning of a new era for the Philippine financial landscape as it represents the country’s first-ever corporate debt vehicle 
(CDV) transaction.

ATR Asset Management, Inc. is a reputable investment management firm and its subsidiary, ATRAM Unitized Corporate Debt Vehicle, Inc., a closed-end investment company, presents a unique opportunity for investors to participate in corporate debt papers of large corporations and medium-sized enterprises through the acquisition of units of participation. In this groundbreaking CDV transaction, CDV investors will benefit from a secure and lucrative investment avenue, through the peso-denominated fixed-rate note issued by SAFC. The proceeds from this momentous agreement will be strategically allocated to fuel SAFC's business units and facilitate its overall corporate growth and expansion.

SAFC has distinguished itself as a trusted non-bank financial institution in a highly competitive financial industry. Only four other companies participated in this inaugural CDV transaction, including Global Dominion Financing Incorporated (GDFI), an esteemed affiliate of SAFC under the Asialink Group of Companies, which only serves to underscore the significance of this milestone in the financial sector. The other three businesses are represented by the real estate industry.

Through its unwavering commitment to integrity, reliability, and delivering exceptional financial services, SAFC has earned the trust and confidence of investors. As investors seek stability, attractive returns, and a reputable institution to entrust their financial goals, SAFC stands out as a reliable and trusted option that continues to forge long-term relationships based on trust and mutual growth.

Joel C. Cruz, President and Managing Director of SAFC, expressed his utmost enthusiasm for this pioneering achievement, stating, "We are thrilled to spearhead the introduction of the Philippines' first-ever CDV transaction. This remarkable milestone underscores SAFC's unwavering commitment to innovation and solidifies our position as the trusted non-bank financial institution of choice among investors."

Jerwayne C. Corsino, the Chief Operating Officer (COO) of SAFC, added, "As we celebrate our momentous 20th anniversary this year, the successful conclusion of this groundbreaking deal could not have come at a better time. We firmly believe that this landmark CDV agreement will set a new precedent for future transactions, attracting a surge of investors and accelerating the growth of our financial markets."

Ronald Benjamin C. Roa, Managing Director of ATR Asset Management, Inc., expressed his confidence in the transformative potential of this CDV transaction, stating, "We firmly believe that this collaboration will open up exciting new avenues for SAFC's growth trajectory, enabling them to capitalize on market advantages and ultimately achieve their strategic goals. We eagerly anticipate the significant impact this agreement will have on their future endeavors."

SAFC, a multi-billion financial powerhouse, currently boasts an impressive network of 38 branches located in the NCR, Southern Luzon, Cebu, and Bulacan, with ambitious plans for expansion. The extensive array of services offered by SAFC includes Sangla OR/CR, 2nd Hand Auto Financing Purchase, Auto Loan Takeout, and the recently unveiled Sangla Titulo, providing customers with comprehensive financial solutions to meet their diverse needs.

With this groundbreaking CDV transaction, SAFC cements its position as an innovative frontrunner in the Philippine financial landscape. As they continue to unlock unprecedented opportunities and set new benchmarks, the company eagerly anticipates the ripple effect this extraordinary achievement will generate.


SAFC is one of the leading and fastest-growing financial institutions in the Philippines. Established in 2003, SAFC is focused on providing the Filipinos with EASY & AFFORDABLE Vehicle Financing and Refinancing options for both Cars and Trucks. The foundation of SAFC's Services are centered on the company's commitment to bettering Filipino lives.

SAFC has grown from its humble beginnings to a multi-billion financial powerhouse. It is now one of the country's financial leaders, with 38 branches and more on the way.

SAFC is part of the Asialink Group of Companies (AGC) with interests in financing, credit and collection services, insurance, security services, manpower services, and real estate development.